Your credit score IS a big part of getting a bank approval. If your FICO is 700 or higher, you’re gold. If your FICO is 640 to 699, you’re silver. If your FICO is 600 to 639, you’re bronze. If your FICO is under 600, you’re pretty much lead. Regardless where your FICO falls, there are four (4) other things that will determine the amount of your loan.

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In other words, less than 1% of borrowers who have sought out this program have been granted forgiveness of their loans. But why? You may be wondering how so few applicants are approved for this.

Hence, if one is applying for an SME loan, the following factors increase the chances of approval: However. a technology-driven solution aimed at helping India’s MSMEs access easy credit. In the.

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